Baltikums Banka offers you to take advantage of a product – Savings Account which will allow deriving the additional profit. Besides there is no need of placing funds for a particular term!
Savings Account – the open-end saving account of the customer opened with the Bank where the funds are kept.
Advantages of the Savings Account:
Safety of funds – money is kept in the Bank, but in a case of necessity it is easy to withdraw them;
Money always works for your benefit – interest for the funds on the Savings Account accrues;
Up-to-date interest rate is applied to the funds on the Savings Account;
You are allowed to supplement the account at any time for any sum;
You are allowed to withdraw the funds without losing accrued interest upon 10 or 45 business days notice;
The interest may be capitalized;
Interest is calculated daily and once in a month it will be transfer at your discretion to:
Your Current Account or
Your Savings Account.
How to open the Savings Account:
Opening of the Savings Account in Baltikums Bank is performed in fast a convenient way;
All the necessary documents for opening of the Savings Account opening you can obtain:
By sending the respective application to your personal banker using the Internet Bank;
In the Bank’s Head Office;
In the Baltikums Bank AS Cyprus Branch;
In the regional representative offices of the Bank;
Specialists of Baltikums Bank, its branches and regional representatives upon a customer’s request will provide complete information and consultations regarding the Savings Account and other Bank’s products;
If you have a Current Account with Baltikums Bank, you should complete:
If you are willing to become a customer of our Bank, you should complete:
All documents required to open a Current Account;
The Application for Opening and Maintenance of Savings Account;
The entire package of the prepared documents for both the Current Account and the Savings Account should be passed to the Bank.
Terms and conditions of the Savings Account:
The minimum sum of funds to be placed on the Savings Account:
LVL 25,000;
EUR 50,000;
USD 50,000;
You are entitled to withdraw funds from the Savings Account fully, partially or leaving on the account the minimal amount specified in the pricelist of the Bank;
Mandatory conditions - observance of term of the withdrawal notice – it is necessary to give the Bank 10 or 45 days notice of withdrawal;
Interest rate is variable and depends on a situation in the monetary market;
Interest is calculated daily and is paid-out on a monthly basis as the customer has noted in the Application for the Savings Account opening and servicing:
Payment of accrued funds:
The Bank offers customers the following options for money regular transfers from the Current Account to the Savings Account:
Regular Non-Cash Money Transfers product that ensures automating crediting of the Savings Account from the customer’s Current Account according to preset parameters;
Automatic Account Balance Maintenance product that ensures automatic maintenance of the balance on the Savings Account from the customer’s Current Account according to preset parameters.
For more information please contact private bankers.
Bank Customer Information Landline phone: +371 67 031 333, e-mail: This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Corporate Banking phone: +371 67 031 405, e-mail: This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Private Banking phone: +371 67 031 409, e-mail: This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Trust Management phone: +371 67 031 313, e-mail: This e-mail address is being protected from spambots. You need JavaScript enabled to view it
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