Independence, objectivity and accountability. We are a private bank owned by private persons who are residents of Latvia, which makes us independent and objective in making our decisions. Accountability for successful development of your business and increase in wealth is incorporated in each of our organisation’s documents and corporate codes of conduct, and we act according their spirit, not their letter. The tasks you define will be performed in your best interest, objectively, responsibly and in a methodically, in order to establish stable conditions for maintaining and increasing your personal and corporate wealth. This embodies our principles of independence, objectivity and responsibility.

Strategic partnership. Our business model is unique in that the relations between you and our private bankers and employees are paramount. Your private banker and customer relations director have considerable decision-making authority and treat the bank’s activity as part of their personal business. They are motivated to be your strategic partners as much as the bank itself. You will feel like an equal partner in major banking processes because we ensure the necessary level of control over the process of decision-making and execution. We help you formulate the principles of your own wealth management system and observe them. Our goal is not to sell you our products and services but to offer you the expertise of professionals backed by the support of a secure private bank, to share our experience, to cooperate on equal footing, and to earn your trust as a strategic partner for the long term.

Efficiency. When we manage your wealth, we strive for absolute rather than relative efficiency: you can always compare your current balance to the one you had when you first came to our bank and draw your own conclusions. However, efficiency is not always best measured by quantitative criteria – a qualitative evaluation is necessary as well. It is improved not only through savings or winnings but also by creating potential avenues for maintenance and improvement of your personal wealth and assets, avenues which you and we determine together. We adopt a comprehensive approach to building an efficient wealth management system. We understand that it will be defined not just by its elements, but in large part also by the opportunities it generates as a whole. These opportunities might include investment strategies that can withstand the test of time, crucial diversification of assets, or an efficient system of transferring your wealth as inheritance.

Reliability. We pay great attention to reliability in our work and in our relations with you; without it, trust is hard to achieve. Therefore, we maintain a low-risk business and have a profitable bank that has shown stable development since its opening. We do our very best and always make sure that our products, services and solutions meet reliability criteria for risk management and the protection, maintenance and enhancement of your wealth.

 

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