Information Disclosure

The Financial and Capital Market Commission issued Baltikums Bank AS a banking license; the Bank’s operations are governed by legal acts of the Republic of Latvia.

Texts published on the website of Baltikums Bank www.baltikums.eu are extracts from analytical articles prepared on the basis of the evaluation available on the website and of the information that Baltikums Bank considers true; however, the Bank shall not be liable for correctness of the materials or of transactions performed based on such information. This information is only intended for personal use of customers of Baltikums Bank and may not be reproduced.

The link to the FCMC: www.fktk.lv

Conflict of Interests

Baltikums Bank has developed procedures to tackle and prevent conflicts of interests thus ensuring objectiveness of the prepared information.

Risk

Investments may be prone to risk; therefore, evaluations and recommendations available on the website, if any, may be related to risk.

Recommendations

Future and history yield of investment published on the website is indicated as income without considering the expense because income considering the expense depends on multiple factors including individual agreements with customers, securities custody expenses, trade volumes, as well as on market, currency, and terms and conditions of specific financial products and instruments.

Baltikums Bank AS is registered in the Republic of Latvia. The registration number 40003551060. Baltikums Private Banking is a business of Baltikums Bank and BBG.

BBG is an international financial group with the Central office in Latvia, as well as its related persons and structural units including Baltikums Bank, Baltikums Private Banking, Baltikums Asset Management, Baltikums Trust Management, and other companies as per the information available on www.baltikums.eu. BBG renders asset and private capital management services, as well as investment, banking, trust, and consultation services to both individuals and legal entities.

Baltikums Private Banking and BBG distribute banking products and services. However, Baltikums Bank is the entity to offer the products and services.

The marketing information sent upon request of these entities and upon agreement with them is personal and confidential. It is only intended for the individual or legal entity to which such information is addressed and may contain confidential, legal and/or classified materials. If the reader of such information is not the expected addressee, hereby you are warned that distribution, separation, or reproduction of any information received by mistake is strictly prohibited. If you received such information by mistake, please immediately call to the Bank and/or return the information, or delete it from any computer memory. The information and figures stated in this document were apparently received from reliable sources; however, we do not guarantee precision thereof. Information sent to customers cannot be considered an offer or a request to buy or sell financial instruments. Unauthorised person could intercept, alter, or read electronic mail messages.